November 12, 2026
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 6.999 | 30 | 0.00 | 5% Minimum% | 7.098% | 6.99 |
| 20 Year Fixed Conventional | Y | 6.625 | 20 | 0.00 | 5% Minimum% | 6.745% | 7.53 |
| 15 Year Fixed Conventional | Y | 6.500 | 15 | 0.00 | 5% Minimim% | 6.637% | 8.71 |
| Jumbo | Y | 7.250 | 360 | 0.00 | 20% Minimum% | 7.362% | 6.82 |
| Home Possible | 1st Time Homebuyers | 6.875 | 30 | .250 | 3% Minimum% | 7.001% | 6.57 |
| FHA Down Payment Assistance Program | N | 7.250 | 30 | .250 | 3.5% Minimum% | 7.961% | 6.82 |
| FHA 30 Year Fixed | N | 6.599 | 30 | 0.00 | 3.5% Minimum% | 7.255% | 6.39 |
| VA 30 Year Fixed | N | 6.599 | 30 | 0.00 | 0 Minimum% | 6.699% | 6.39 |
| Invest 75% LTV | N | 7.375 | 30 | 0.00 | .25% Minimum% | 7.489% | 6.91 |
| USDA | N | 6.599 | 30 | 0.00 | 0 Minimum% | 7.053% | 6.39 |
| Bank Statement Program | N | 7.875 | 30 | 0.00 | 20% Minimum% | 7.997% | 7.25 |
| DSCR | N | 7.875 | 30 | 0.00 | 20% Minimum% | 7.997% | 7.250 |